Gone are the days of YOLO just for the heck of it. It’s the shedding of old habits to pave the way for life-changing events — getting married, cradling your newborn child, nurturing a home. With your own dependents comes the time to diversify your finances beyond the usual ATM and savings account.
Had I done enough in the past 40 years? Was I prepared for the next 40? Was I happy? Was my family in good hands? Were my best years ahead of me or behind me?
When it comes to living independently, there are two sides to a very expensive coin.
Last year, at the age of 39, I started thinking about retirement. I always thought I’d work forever — my day job has been my passion project more often than it has been agonizing soul-sucking drudgery — but approaching the big 4-0 makes you think. Maybe one day, I’ll want to stop working. Maybe one day,
Here in the Philippines, this kind of dilemma is nothing new. It has become a common issue, owing to our close family ties, wherein the children may feel compelled to shoulder their parents’ debts. But are you actually required to do this?
Forget every piece of money advice you’ve ever heard. When it comes to personal finance, there’s only one thing you need to know: the 50-30-20 rule. I didn’t come up with it, in case you’re wondering. But I wish I did. It’s bloody brilliant. The 50-30-20 rule is literally the best money advice that I
“Whoever can be trusted with very little can also be trusted with much, and whoever is dishonest with very little will also be dishonest with much.” (Luke 16:10 NIV) I bought a beautiful emerald ring right after Christmas. It was a deep green stone flanked by diamonds set in gold. It was perfect. My second
Like most people on the planet, I’m not smart with money. I like to spend it. And the more money I spend, the more I like it, which isn’t always good. I’ve also loaned money to the wrong people, made dumb investments, and generally made money go up in smoke through no one’s fault but
Securing your children’s future is one the greatest gifts you can give. How can you do it? Ginger Conejero gives some ideas.
Foresight and determination are the pillars we stand on every new year. With 2014 in full swing, here are some Brighter Reads – from apps to help you keep track of your resolutions to a glimpse of what will be hot and trending – to help set your sails to more prosperous seas! Read on!