Budget Habits of Backpackers

Let’s face it: not everyone is cut out to be a backpacker. From the strain of lugging a 50-L pack to economizing on one’s clothes, living out of a bag takes courage and determination. Being a backpacker is not about getting the cheapest deals. It is creating an experience that caters to specific interests, resulting

How video games taught me to manage money

I know what you’re thinking. What about money can you learn about video games? Quite a lot. It’s an expensive hobby and I’ve had my fair share of compulsive spending when I felt the urge to play virtual skirmish with friends or be the first to finish the latest first-person shooter franchise. Video games are

Confessions of an OFW’s daughter

An OFW’s family’s life is like a peso bonanza when Papa’s remittance would be deposited in Mama’s passbook account. In the span of three months, we changed our old CRT TV into a state of the art LCD TV, my brother and I bought a van for the family and our family each had new mobile phones.

How did you do during the first half of 2013?

As we near the end of the first month of the second half of 2013, have you figured out if you’ve done better than you 2012 self, money-wise? “Failing to plan is as good as planning to fail”. Indeed, it’s a cliché for something — going out into the world without a clear set of

The Great Debt Debate: Is Debt GOOD or BAD?

There has always been a great debate on debt and there’s even a popular view on what makes good debts and bad debts. Personally, I don’t think of debt as good vs. bad. Rather, I look at it as BAD vs WORSE. Today’s society has accepted the fact that debt is part of our lives

Investing in Yourself

During my early twenties, a girl a bit lost in the real world and still determining her place in the world, I was often at a loss with the real meaning of the word ‘investment.’ Having just started my career with Sun Life, I thought that it was a word best left to adults,  (that

Budgeting for Freelancers

For freelancers, financial security is a priority. With no fixed monthly income, cash flow is hard to determine. In the absence of an employer, benefits and retirement packages must come from their own pockets. The challenge lies on how to achieve stability amidst an erratic earning scheme, whether for artists, virtual assistants, and other outsourced

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